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1 Uninsured/underinsured motorist coverage offers additional protection in situations where the at-fault party lacks adequate insurance. This coverage can pay for bodily injury or property damage if the other driver is uninsured or their insurance limits are insufficient to cover the full extent of the damages. It ensures that the insured driver is not left bearing the financial burden due to someone else's lack of adequate coverage.
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However, it's essential to read the fine print and understand what's covered under your gap insurance policy. Like any insurance product, there are terms and conditions that apply. For instance, some policies may have deductibles or exclusions that could affect how much coverage you receive. By familiarizing yourself with these details beforehand, you can avoid surprises and ensure that you're getting the best possible protection for your needs.
